Call reports 2005
FIRST STATE BANK NEBRASKA — 2005
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 79,317,000 | 82,385,000 | 78,852,000 | 78,641,000 |
| Total loans | 48,602,000 | 50,618,000 | 49,059,000 | 49,549,000 |
| Allowance for loan losses | 500,000 | 508,000 | 508,000 | 504,000 |
| Securities available for sale | 8,664,000 | 9,206,000 | 7,381,000 | 7,933,000 |
| Securities held to maturity | 9,381,000 | 8,807,000 | 8,707,000 | 8,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,362,000 | 66,074,000 | 61,511,000 | 61,850,000 |
| Interest-bearing deposits | 53,015,000 | 56,793,000 | 52,710,000 | 53,567,000 |
| Noninterest-bearing deposits | 9,347,000 | 9,281,000 | 8,800,000 | 8,283,000 |
| Equity capital | 11,553,000 | 11,789,000 | 11,796,000 | 11,979,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,874,000 | 2,851,000 | 3,852,000 |
| Interest expense | 278,000 | 572,000 | 875,000 | 1,214,000 |
| Net interest income | 630,000 | 1,302,000 | 1,976,000 | 2,638,000 |
| Noninterest income | 134,000 | 274,000 | 412,000 | 583,000 |
| Noninterest expense | 560,000 | 1,098,000 | 1,639,000 | 2,177,000 |
| Provision for loan losses | 10,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 194,000 | 453,000 | 724,000 | 1,019,000 |
| Income tax | 42,000 | 109,000 | 179,000 | 260,000 |
| Net income | 152,000 | 344,000 | 545,000 | 759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,442,000 | 6,634,000 | 6,660,000 | 6,874,000 |
| Total capital | 6,942,000 | 7,142,000 | 7,168,000 | 7,378,000 |
| Risk-weighted assets | 51,858,000 | 53,446,000 | 53,219,000 | 53,770,000 |