Call reports 2004
FIRST STATE BANK NEBRASKA — 2004
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 73,115,000 | 77,005,000 | 73,780,000 | 80,630,000 |
| Total loans | 46,979,000 | 47,382,000 | 46,901,000 | 47,944,000 |
| Allowance for loan losses | 493,000 | 474,000 | 515,000 | 490,000 |
| Securities available for sale | 9,200,000 | 10,202,000 | 10,086,000 | 10,493,000 |
| Securities held to maturity | 9,760,000 | 9,838,000 | 9,773,000 | 9,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,271,000 | 66,819,000 | 63,399,000 | 63,353,000 |
| Interest-bearing deposits | 53,713,000 | 58,407,000 | 54,411,000 | 54,509,000 |
| Noninterest-bearing deposits | 7,558,000 | 8,412,000 | 8,988,000 | 8,844,000 |
| Equity capital | 6,131,000 | 6,135,000 | 6,257,000 | 11,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,867,000 | 2,809,000 | 712,000 |
| Interest expense | 270,000 | 546,000 | 822,000 | 173,000 |
| Net interest income | 664,000 | 1,321,000 | 1,987,000 | 539,000 |
| Noninterest income | 169,000 | 334,000 | 518,000 | 104,000 |
| Noninterest expense | 574,000 | 1,143,000 | 1,722,000 | 350,000 |
| Provision for loan losses | 15,000 | 75,000 | 275,000 | 10,000 |
| Pretax income | 244,000 | 437,000 | 508,000 | 283,000 |
| Income tax | 44,000 | 83,000 | 88,000 | 83,000 |
| Net income | 200,000 | 354,000 | 420,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,995,000 | 6,145,000 | 6,210,000 | 6,311,000 |
| Total capital | 6,488,000 | 6,619,000 | 6,725,000 | 6,801,000 |
| Risk-weighted assets | 50,910,000 | 51,811,000 | 51,206,000 | 53,001,000 |