Call reports 2003
FIRST STATE BANK NEBRASKA — 2003
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 64,107,000 | 69,886,000 | 68,875,000 | 72,506,000 |
| Total loans | 44,334,000 | 45,707,000 | 44,943,000 | 46,700,000 |
| Allowance for loan losses | 494,000 | 513,000 | 336,000 | 473,000 |
| Securities available for sale | 5,791,000 | 7,440,000 | 7,869,000 | 9,643,000 |
| Securities held to maturity | 8,203,000 | 8,335,000 | 9,065,000 | 9,325,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,909,000 | 60,406,000 | 59,647,000 | 60,410,000 |
| Interest-bearing deposits | 48,181,000 | 53,257,000 | 52,379,000 | 53,159,000 |
| Noninterest-bearing deposits | 6,728,000 | 7,149,000 | 7,268,000 | 7,251,000 |
| Equity capital | 5,573,000 | 5,740,000 | 5,805,000 | 5,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 927,000 | 1,855,000 | 2,799,000 | 3,720,000 |
| Interest expense | 292,000 | 596,000 | 890,000 | 1,177,000 |
| Net interest income | 635,000 | 1,259,000 | 1,909,000 | 2,543,000 |
| Noninterest income | 165,000 | 336,000 | 546,000 | 736,000 |
| Noninterest expense | 546,000 | 1,151,000 | 1,709,000 | 2,290,000 |
| Provision for loan losses | 8,000 | 30,000 | 83,000 | 135,000 |
| Pretax income | 246,000 | 414,000 | 663,000 | 854,000 |
| Income tax | 50,000 | 85,000 | 166,000 | 191,000 |
| Net income | 196,000 | 329,000 | 497,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,415,000 | 5,549,000 | 5,718,000 | 5,885,000 |
| Total capital | 5,909,000 | 6,062,000 | 6,054,000 | 6,358,000 |
| Risk-weighted assets | 46,761,000 | 48,641,000 | 47,749,000 | 50,069,000 |