Call reports 2002
FIRST STATE BANK NEBRASKA — 2002
What FIRST STATE BANK NEBRASKA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 55,958,000 | 58,729,000 | 61,224,000 | 62,627,000 |
| Total loans | 36,555,000 | 39,213,000 | 41,676,000 | 42,612,000 |
| Allowance for loan losses | 422,000 | 431,000 | 435,000 | 496,000 |
| Securities available for sale | 7,144,000 | 6,936,000 | 6,834,000 | 6,461,000 |
| Securities held to maturity | 6,271,000 | 6,620,000 | 7,100,000 | 7,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,425,000 | 49,919,000 | 51,802,000 | 53,350,000 |
| Interest-bearing deposits | 42,225,000 | 43,457,000 | 45,282,000 | 46,720,000 |
| Noninterest-bearing deposits | 6,200,000 | 6,462,000 | 6,520,000 | 6,630,000 |
| Equity capital | 4,831,000 | 5,058,000 | 5,285,000 | 5,486,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,749,000 | 2,680,000 | 3,619,000 |
| Interest expense | 341,000 | 674,000 | 1,012,000 | 1,329,000 |
| Net interest income | 520,000 | 1,075,000 | 1,668,000 | 2,290,000 |
| Noninterest income | 133,000 | 288,000 | 440,000 | 648,000 |
| Noninterest expense | 495,000 | 988,000 | 1,481,000 | 1,984,000 |
| Provision for loan losses | 58,000 | 65,000 | 72,000 | 130,000 |
| Pretax income | 100,000 | 310,000 | 555,000 | 824,000 |
| Income tax | 20,000 | 69,000 | 142,000 | 193,000 |
| Net income | 80,000 | 241,000 | 413,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,794,000 | 4,955,000 | 5,128,000 | 5,346,000 |
| Total capital | 5,216,000 | 5,386,000 | 5,563,000 | 5,842,000 |
| Risk-weighted assets | 39,800,000 | 42,491,000 | 45,082,000 | 45,653,000 |