Call reports 2019
GIBRALTAR BANK — 2019
What GIBRALTAR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 104,345,000 | 103,006,000 | 103,133,000 | 104,358,000 |
| Total loans | 82,285,000 | 81,257,000 | 82,914,000 | 86,641,000 |
| Allowance for loan losses | 684,000 | 684,000 | 684,000 | 694,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,730,000 | 7,813,000 | 7,862,000 | 8,423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,709,000 | 78,306,000 | 80,338,000 | 82,562,000 |
| Interest-bearing deposits | 75,507,000 | 73,757,000 | 75,785,000 | 77,877,000 |
| Noninterest-bearing deposits | 4,202,000 | 4,549,000 | 4,553,000 | 4,685,000 |
| Equity capital | 12,449,000 | 12,503,000 | 12,565,000 | 12,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,051,000 | 2,141,000 | 3,185,000 | 4,216,000 |
| Interest expense | 306,000 | 619,000 | 945,000 | 1,283,000 |
| Net interest income | 745,000 | 1,522,000 | 2,240,000 | 2,933,000 |
| Noninterest income | 82,000 | 217,000 | 455,000 | 680,000 |
| Noninterest expense | 789,000 | 1,625,000 | 2,495,000 | 3,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 38,000 | 114,000 | 200,000 | 278,000 |
| Income tax | 10,000 | 32,000 | 56,000 | 78,000 |
| Net income | 28,000 | 82,000 | 144,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,381,000 | 11,457,000 | 11,543,000 | 11,621,000 |
| Total capital | 12,065,000 | 12,141,000 | 12,227,000 | 12,315,000 |
| Risk-weighted assets | 60,636,000 | 59,628,000 | 62,002,000 | 61,243,000 |