Call reports 2018
GIBRALTAR BANK — 2018
What GIBRALTAR BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 104,422,000 | 102,887,000 | 104,989,000 | 103,665,000 |
| Total loans | 83,001,000 | 83,795,000 | 86,437,000 | 84,258,000 |
| Allowance for loan losses | 684,000 | 684,000 | 684,000 | 684,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,630,000 | 7,976,000 | 7,586,000 | 7,392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,951,000 | 81,470,000 | 80,428,000 | 79,064,000 |
| Interest-bearing deposits | 75,020,000 | 76,061,000 | 75,408,000 | 75,011,000 |
| Noninterest-bearing deposits | 4,931,000 | 5,409,000 | 5,020,000 | 4,053,000 |
| Equity capital | 12,274,000 | 12,321,000 | 12,382,000 | 12,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,883,000 | 2,886,000 | 3,931,000 |
| Interest expense | 253,000 | 510,000 | 771,000 | 1,070,000 |
| Net interest income | 678,000 | 1,373,000 | 2,115,000 | 2,861,000 |
| Noninterest income | 171,000 | 337,000 | 498,000 | 635,000 |
| Noninterest expense | 822,000 | 1,618,000 | 2,436,000 | 3,265,000 |
| Provision for loan losses | -40,000 | -40,000 | -40,000 | -40,000 |
| Pretax income | 67,000 | 132,000 | 217,000 | 271,000 |
| Income tax | 19,000 | 37,000 | 61,000 | 76,000 |
| Net income | 48,000 | 95,000 | 156,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,105,000 | 11,170,000 | 11,255,000 | 11,309,000 |
| Total capital | 11,789,000 | 11,854,000 | 11,939,000 | 11,993,000 |
| Risk-weighted assets | 55,923,000 | 56,961,000 | 59,078,000 | 58,593,000 |