Call reports 2017
GIBRALTAR BANK — 2017
What GIBRALTAR BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 105,425,000 | 106,518,000 | 105,984,000 | 105,448,000 |
| Total loans | 82,788,000 | 85,771,000 | 84,884,000 | 86,039,000 |
| Allowance for loan losses | 722,000 | 722,000 | 722,000 | 724,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,003,000 | 7,619,000 | 7,376,000 | 7,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,575,000 | 81,670,000 | 83,071,000 | 80,833,000 |
| Interest-bearing deposits | 77,114,000 | 77,982,000 | 78,052,000 | 76,249,000 |
| Noninterest-bearing deposits | 3,461,000 | 3,688,000 | 5,019,000 | 4,584,000 |
| Equity capital | 12,701,000 | 12,725,000 | 12,779,000 | 12,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 889,000 | 1,822,000 | 2,766,000 | 3,738,000 |
| Interest expense | 227,000 | 463,000 | 706,000 | 945,000 |
| Net interest income | 662,000 | 1,359,000 | 2,060,000 | 2,793,000 |
| Noninterest income | 93,000 | 191,000 | 334,000 | 503,000 |
| Noninterest expense | 717,000 | 1,471,000 | 2,226,000 | 3,006,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000 |
| Pretax income | 38,000 | 79,000 | 168,000 | 288,000 |
| Income tax | 15,000 | 32,000 | 67,000 | 740,000 |
| Net income | 23,000 | 47,000 | 101,000 | -452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,788,000 | 10,828,000 | 10,882,000 | 11,038,000 |
| Total capital | 11,501,000 | 11,550,000 | 11,604,000 | 11,754,000 |
| Risk-weighted assets | 56,656,000 | 59,099,000 | 57,847,000 | 57,080,000 |