Call reports 2016

GIBRALTAR BANK — 2016

Name: GIBRALTAR BANK — FFIEC call report 2016
Creator: GIBRALTAR BANK

What GIBRALTAR BANK reported to the FFIEC in 2016, quarter by quarter.

PERIOD: 2016SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a03ae707-d9ae-4489-be91-9f227d5f303e/2016

Balance sheet

What the bank holds and owes at quarter end

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Total assets	104,775,000	105,998,000	107,064,000	105,349,000
Total loans	84,471,000	83,117,000	84,050,000	82,540,000
Allowance for loan losses	772,000	772,000	772,000	722,000
Securities available for sale	0	0	0	0
Securities held to maturity	7,805,000	7,655,000	7,473,000	7,352,000
Trading assets	0	0	0	0
Total deposits	77,270,000	78,505,000	79,732,000	80,538,000
Interest-bearing deposits	74,281,000	75,003,000	76,157,000	76,664,000
Noninterest-bearing deposits	2,989,000	3,502,000	3,575,000	3,874,000
Equity capital	12,737,000	12,700,000	12,701,000	12,678,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Interest income	856,000	1,708,000	2,607,000	3,483,000
Interest expense	218,000	447,000	682,000	919,000
Net interest income	638,000	1,261,000	1,925,000	2,564,000
Noninterest income	126,000	228,000	358,000	457,000
Noninterest expense	2,467,000	3,254,000	4,048,000	4,873,000
Provision for loan losses	-15,000	-15,000	-15,000	-65,000
Pretax income	-1,688,000	-1,750,000	-1,750,000	-1,787,000
Income tax	-674,000	-699,000	-700,000	-714,000
Net income	-1,014,000	-1,051,000	-1,050,000	-1,073,000

Basel measures — not reported for every quarter

Measure	2016Q1	2016Q2	2016Q3	2016Q4
Tier 1 capital	10,868,000	10,786,000	10,787,000	10,750,000
Total capital	11,592,000	11,470,000	11,483,000	11,472,000
Risk-weighted assets	57,900,000	54,697,000	55,672,000	58,496,000