Call reports 2013
GIBRALTAR BANK — 2013
What GIBRALTAR BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 108,342,000 | 108,545,000 | 106,385,000 | 109,108,000 |
| Total loans | 86,942,000 | 85,279,000 | 92,822,000 | 93,033,000 |
| Allowance for loan losses | 981,000 | 961,000 | 961,000 | 961,000 |
| Securities available for sale | 4,054,000 | 0 | 0 | 0 |
| Securities held to maturity | 6,678,000 | 6,334,000 | 7,778,000 | 7,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,072,000 | 77,155,000 | 74,995,000 | 77,609,000 |
| Interest-bearing deposits | 77,137,000 | 74,981,000 | 72,943,000 | 75,426,000 |
| Noninterest-bearing deposits | 1,935,000 | 2,174,000 | 2,052,000 | 2,183,000 |
| Equity capital | 12,254,000 | 12,317,000 | 12,340,000 | 12,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,016,000 | 2,997,000 | 4,010,000 |
| Interest expense | 255,000 | 497,000 | 731,000 | 964,000 |
| Net interest income | 791,000 | 1,519,000 | 2,266,000 | 3,046,000 |
| Noninterest income | 19,000 | 58,000 | 80,000 | 107,000 |
| Noninterest expense | 664,000 | 1,339,000 | 2,085,000 | 2,880,000 |
| Provision for loan losses | -20,000 | -40,000 | -40,000 | -40,000 |
| Pretax income | 170,000 | 287,000 | 310,000 | 322,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 170,000 | 287,000 | 310,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,361,000 | 12,561,000 | 12,584,000 | 12,352,000 |
| Total capital | 13,125,000 | 13,274,000 | 13,314,000 | 13,065,000 |
| Risk-weighted assets | 60,935,000 | 56,790,000 | 58,163,000 | 56,764,000 |