Call reports 2018
FRANKLIN STATE BANK — 2018
What FRANKLIN STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 45,484,000 | 45,916,000 | 45,572,000 |
| Total loans | 23,279,000 | 23,339,000 | 24,833,000 |
| Allowance for loan losses | 306,000 | 308,000 | 309,000 |
| Securities available for sale | 19,050,000 | 18,911,000 | 18,483,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 37,088,000 | 37,393,000 | 34,030,000 |
| Interest-bearing deposits | 30,068,000 | 29,779,000 | 27,672,000 |
| Noninterest-bearing deposits | 7,020,000 | 7,614,000 | 6,358,000 |
| Equity capital | 8,297,000 | 8,505,000 | 8,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 452,000 | 928,000 | 1,437,000 |
| Interest expense | 43,000 | 88,000 | 140,000 |
| Net interest income | 409,000 | 840,000 | 1,297,000 |
| Noninterest income | 26,000 | 63,000 | 92,000 |
| Noninterest expense | 197,000 | 404,000 | 610,000 |
| Provision for loan losses | 0 | 0 | -304,000 |
| Pretax income | 238,000 | 499,000 | 1,082,000 |
| Income tax | 66,000 | 77,000 | 251,000 |
| Net income | 172,000 | 422,000 | 831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 8,832,000 | 9,082,000 | 9,217,000 |
| Total capital | 9,138,000 | 9,390,000 | 9,526,000 |
| Risk-weighted assets | 29,920,000 | 29,960,000 | 31,169,000 |
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