Call reports 2016
FRANKLIN STATE BANK — 2016
What FRANKLIN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 46,699,000 | 47,305,000 | 46,462,000 | 46,452,000 |
| Total loans | 22,659,000 | 21,682,000 | 23,795,000 | 24,946,000 |
| Allowance for loan losses | 139,000 | 152,000 | 152,000 | 152,000 |
| Securities available for sale | 20,080,000 | 20,191,000 | 19,331,000 | 18,067,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,203,000 | 38,459,000 | 37,505,000 | 37,288,000 |
| Interest-bearing deposits | 31,125,000 | 30,397,000 | 31,102,000 | 30,616,000 |
| Noninterest-bearing deposits | 7,078,000 | 8,062,000 | 6,403,000 | 6,672,000 |
| Equity capital | 8,344,000 | 8,534,000 | 8,568,000 | 8,069,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 437,000 | 869,000 | 1,323,000 | 1,769,000 |
| Interest expense | 27,000 | 55,000 | 81,000 | 108,000 |
| Net interest income | 410,000 | 814,000 | 1,242,000 | 1,661,000 |
| Noninterest income | 31,000 | 67,000 | 101,000 | 131,000 |
| Noninterest expense | 220,000 | 419,000 | 628,000 | 1,111,000 |
| Provision for loan losses | 0 | 14,000 | 14,000 | 14,000 |
| Pretax income | 221,000 | 448,000 | 701,000 | 667,000 |
| Income tax | 22,000 | 114,000 | 197,000 | 173,000 |
| Net income | 199,000 | 334,000 | 504,000 | 494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,309,000 | 8,444,000 | 8,489,000 | 8,478,000 |
| Total capital | 8,448,000 | 8,596,000 | 8,641,000 | 8,630,000 |
| Risk-weighted assets | 28,782,000 | 28,200,000 | 29,849,000 | 31,011,000 |