Call reports 2014
FRANKLIN STATE BANK — 2014
What FRANKLIN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 49,985,000 | 50,711,000 | 49,738,000 | 49,672,000 |
| Total loans | 19,999,000 | 19,955,000 | 20,975,000 | 23,493,000 |
| Allowance for loan losses | 356,000 | 375,000 | 372,000 | 372,000 |
| Securities available for sale | 25,182,000 | 25,554,000 | 24,526,000 | 22,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,455,000 | 42,294,000 | 39,109,000 | 39,557,000 |
| Interest-bearing deposits | 34,480,000 | 33,618,000 | 31,722,000 | 31,451,000 |
| Noninterest-bearing deposits | 7,975,000 | 8,676,000 | 7,387,000 | 8,106,000 |
| Equity capital | 7,514,000 | 7,903,000 | 8,060,000 | 8,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 446,000 | 903,000 | 1,358,000 | 1,828,000 |
| Interest expense | 33,000 | 66,000 | 98,000 | 138,000 |
| Net interest income | 413,000 | 837,000 | 1,260,000 | 1,690,000 |
| Noninterest income | 28,000 | 61,000 | 96,000 | 127,000 |
| Noninterest expense | 211,000 | 404,000 | 620,000 | 1,113,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 230,000 | 494,000 | 734,000 | 694,000 |
| Income tax | 0 | 142,000 | 191,000 | 169,000 |
| Net income | 230,000 | 352,000 | 543,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,321,000 | 8,443,000 | 8,509,000 | 8,241,000 |
| Total capital | 8,677,000 | 8,811,000 | 8,881,000 | 8,613,000 |
| Risk-weighted assets | 29,478,000 | 29,413,000 | 30,026,000 | 31,875,000 |
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