Call reports 2012
FRANKLIN STATE BANK — 2012
What FRANKLIN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 50,224,000 | 51,080,000 | 48,608,000 | 51,386,000 |
| Total loans | 16,328,000 | 17,014,000 | 19,045,000 | 20,047,000 |
| Allowance for loan losses | 390,000 | 390,000 | 390,000 | 354,000 |
| Securities available for sale | 24,177,000 | 24,851,000 | 23,746,000 | 24,263,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,347,000 | 41,902,000 | 38,859,000 | 42,669,000 |
| Interest-bearing deposits | 33,846,000 | 34,517,000 | 32,597,000 | 33,610,000 |
| Noninterest-bearing deposits | 7,501,000 | 7,385,000 | 6,262,000 | 9,059,000 |
| Equity capital | 8,603,000 | 8,824,000 | 8,847,000 | 8,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 548,000 | 978,000 | 1,403,000 | 1,777,000 |
| Interest expense | 62,000 | 120,000 | 172,000 | 221,000 |
| Net interest income | 486,000 | 858,000 | 1,231,000 | 1,556,000 |
| Noninterest income | 36,000 | 69,000 | 107,000 | 147,000 |
| Noninterest expense | 215,000 | 411,000 | 627,000 | 1,146,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 307,000 | 516,000 | 714,000 | 561,000 |
| Income tax | 11,000 | 87,000 | 149,000 | 109,000 |
| Net income | 296,000 | 429,000 | 565,000 | 452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,467,000 | 8,600,000 | 8,611,000 | 8,248,000 |
| Total capital | 8,762,000 | 8,903,000 | 8,928,000 | 8,583,000 |
| Risk-weighted assets | 23,471,000 | 24,144,000 | 25,303,000 | 26,768,000 |