Call reports 2011
FRANKLIN STATE BANK — 2011
What FRANKLIN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,437,000 | 46,955,000 | 46,658,000 | 49,138,000 |
| Total loans | 16,781,000 | 19,360,000 | 21,528,000 | 20,668,000 |
| Allowance for loan losses | 335,000 | 335,000 | 335,000 | 335,000 |
| Securities available for sale | 25,755,000 | 24,810,000 | 21,323,000 | 21,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,143,000 | 38,152,000 | 37,591,000 | 40,330,000 |
| Interest-bearing deposits | 33,658,000 | 32,978,000 | 31,623,000 | 32,382,000 |
| Noninterest-bearing deposits | 5,485,000 | 5,174,000 | 5,968,000 | 7,948,000 |
| Equity capital | 8,196,000 | 8,556,000 | 8,714,000 | 8,482,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 952,000 | 1,449,000 | 1,918,000 |
| Interest expense | 88,000 | 167,000 | 243,000 | 308,000 |
| Net interest income | 399,000 | 785,000 | 1,206,000 | 1,610,000 |
| Noninterest income | 30,000 | 72,000 | 117,000 | 156,000 |
| Noninterest expense | 185,000 | 403,000 | 598,000 | 1,123,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 454,000 | 725,000 | 643,000 |
| Income tax | -15,000 | 56,000 | 129,000 | 143,000 |
| Net income | 259,000 | 398,000 | 596,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,305,000 | 8,444,000 | 8,517,000 | 8,296,000 |
| Total capital | 8,597,000 | 8,760,000 | 8,852,000 | 8,632,000 |
| Risk-weighted assets | 23,278,000 | 25,267,000 | 27,090,000 | 26,872,000 |