Call reports 2006
FRANKLIN STATE BANK — 2006
What FRANKLIN STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,580,000 | 38,001,000 | 38,690,000 | 37,321,000 |
| Total loans | 15,264,000 | 16,345,000 | 16,845,000 | 16,293,000 |
| Allowance for loan losses | 350,000 | 351,000 | 347,000 | 350,000 |
| Securities available for sale | 19,911,000 | 19,488,000 | 19,151,000 | 17,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,826,000 | 28,576,000 | 28,236,000 | 29,690,000 |
| Interest-bearing deposits | 25,088,000 | 25,237,000 | 24,098,000 | 25,555,000 |
| Noninterest-bearing deposits | 3,738,000 | 3,339,000 | 4,138,000 | 4,135,000 |
| Equity capital | 7,276,000 | 7,323,000 | 7,537,000 | 7,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,031,000 | 1,550,000 | 2,095,000 |
| Interest expense | 152,000 | 318,000 | 517,000 | 706,000 |
| Net interest income | 357,000 | 713,000 | 1,033,000 | 1,389,000 |
| Noninterest income | 19,000 | 44,000 | 69,000 | 97,000 |
| Noninterest expense | 230,000 | 418,000 | 609,000 | 1,016,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 146,000 | 339,000 | 493,000 | 440,000 |
| Income tax | 47,000 | 69,000 | 124,000 | 111,000 |
| Net income | 99,000 | 270,000 | 369,000 | 329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,546,000 | 7,716,000 | 7,741,000 | 7,701,000 |
| Total capital | 7,797,000 | 7,983,000 | 8,015,000 | 7,966,000 |
| Risk-weighted assets | 19,969,000 | 21,292,000 | 21,832,000 | 21,146,000 |
Machine access — free, no API key
Every figure shown here about FRANKLIN STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.