Call reports 2001
FRANKLIN STATE BANK — 2001
What FRANKLIN STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,655,000 | 38,504,000 | 38,015,000 | 39,117,000 |
| Total loans | 14,118,000 | 14,899,000 | 16,210,000 | 15,032,000 |
| Allowance for loan losses | 300,000 | 282,000 | 284,000 | 300,000 |
| Securities available for sale | 18,985,000 | 19,872,000 | 20,148,000 | 19,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,458,000 | 32,103,000 | 30,620,000 | 32,774,000 |
| Interest-bearing deposits | 29,108,000 | 29,613,000 | 28,338,000 | 28,551,000 |
| Noninterest-bearing deposits | 2,350,000 | 2,490,000 | 2,282,000 | 4,223,000 |
| Equity capital | 5,834,000 | 6,041,000 | 6,283,000 | 6,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 649,000 | 1,304,000 | 1,958,000 | 2,554,000 |
| Interest expense | 324,000 | 641,000 | 935,000 | 1,188,000 |
| Net interest income | 325,000 | 663,000 | 1,023,000 | 1,366,000 |
| Noninterest income | 25,000 | 55,000 | 79,000 | 103,000 |
| Noninterest expense | 206,000 | 361,000 | 551,000 | 930,000 |
| Provision for loan losses | 0 | 0 | 0 | 76,000 |
| Pretax income | 144,000 | 357,000 | 551,000 | 463,000 |
| Income tax | 10,000 | 24,000 | 108,000 | 72,000 |
| Net income | 134,000 | 333,000 | 443,000 | 391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,711,000 | 5,910,000 | 5,969,000 | 5,918,000 |
| Total capital | 5,962,000 | 6,162,000 | 6,236,000 | 6,175,000 |
| Risk-weighted assets | 20,161,000 | 20,284,000 | 21,369,000 | 20,491,000 |