Call reports 2016
FIRST NATIONAL BANK OF FAIRBURY, THE — 2016
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 152,111,000 | 150,598,000 | 148,208,000 | 148,616,000 |
| Total loans | 51,217,000 | 52,617,000 | 55,036,000 | 50,061,000 |
| Allowance for loan losses | 1,103,000 | 1,103,000 | 845,000 | 829,000 |
| Securities available for sale | 71,263,000 | 71,840,000 | 70,560,000 | 68,661,000 |
| Securities held to maturity | 136,000 | 133,000 | 156,000 | 66,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,271,000 | 109,754,000 | 105,008,000 | 110,684,000 |
| Interest-bearing deposits | 88,316,000 | 88,634,000 | 85,104,000 | 85,231,000 |
| Noninterest-bearing deposits | 23,955,000 | 21,120,000 | 19,904,000 | 25,453,000 |
| Equity capital | 25,569,000 | 26,574,000 | 26,721,000 | 24,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,306,000 | 3,445,000 | 4,631,000 |
| Interest expense | 117,000 | 236,000 | 353,000 | 466,000 |
| Net interest income | 1,026,000 | 2,070,000 | 3,092,000 | 4,165,000 |
| Noninterest income | 109,000 | 236,000 | 357,000 | 500,000 |
| Noninterest expense | 849,000 | 1,762,000 | 2,679,000 | 3,539,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 286,000 | 549,000 | 780,000 | 1,137,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 286,000 | 549,000 | 780,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,645,000 | 24,909,000 | 25,140,000 | 25,497,000 |
| Total capital | 25,814,000 | 26,078,000 | 26,051,000 | 26,392,000 |
| Risk-weighted assets | 93,606,000 | 94,318,000 | 95,371,000 | 92,762,000 |