Call reports 2015
FIRST NATIONAL BANK OF FAIRBURY, THE — 2015
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 142,745,000 | 143,682,000 | 144,779,000 | 155,120,000 |
| Total loans | 52,221,000 | 53,606,000 | 55,059,000 | 55,165,000 |
| Allowance for loan losses | 1,082,000 | 1,104,000 | 1,101,000 | 1,102,000 |
| Securities available for sale | 71,725,000 | 70,470,000 | 65,696,000 | 66,171,000 |
| Securities held to maturity | 183,000 | 155,000 | 155,000 | 104,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,777,000 | 104,149,000 | 109,738,000 | 119,376,000 |
| Interest-bearing deposits | 84,981,000 | 83,981,000 | 87,075,000 | 95,010,000 |
| Noninterest-bearing deposits | 21,796,000 | 20,168,000 | 22,663,000 | 24,366,000 |
| Equity capital | 25,213,000 | 24,823,000 | 25,370,000 | 25,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,340,000 | 3,510,000 | 4,681,000 |
| Interest expense | 124,000 | 247,000 | 365,000 | 481,000 |
| Net interest income | 1,023,000 | 2,093,000 | 3,145,000 | 4,200,000 |
| Noninterest income | 115,000 | 254,000 | 376,000 | 501,000 |
| Noninterest expense | 825,000 | 1,686,000 | 2,525,000 | 3,437,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 313,000 | 661,000 | 1,002,000 | 1,270,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 313,000 | 661,000 | 1,002,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,303,000 | 24,651,000 | 24,992,000 | 25,260,000 |
| Total capital | 25,451,000 | 25,821,000 | 26,159,000 | 26,428,000 |
| Risk-weighted assets | 95,250,000 | 96,238,000 | 94,890,000 | 98,195,000 |