Call reports 2014
FIRST NATIONAL BANK OF FAIRBURY, THE — 2014
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 144,039,000 | 143,783,000 | 139,668,000 | 143,384,000 |
| Total loans | 46,190,000 | 48,909,000 | 52,309,000 | 53,585,000 |
| Allowance for loan losses | 1,073,000 | 1,075,000 | 1,071,000 | 1,072,000 |
| Securities available for sale | 78,953,000 | 78,387,000 | 71,071,000 | 68,339,000 |
| Securities held to maturity | 272,000 | 246,000 | 209,000 | 183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,238,000 | 107,644,000 | 104,190,000 | 108,881,000 |
| Interest-bearing deposits | 88,019,000 | 86,022,000 | 85,268,000 | 87,372,000 |
| Noninterest-bearing deposits | 21,219,000 | 21,622,000 | 18,922,000 | 21,509,000 |
| Equity capital | 21,858,000 | 23,458,000 | 23,554,000 | 24,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,389,000 | 3,577,000 | 4,756,000 |
| Interest expense | 147,000 | 294,000 | 432,000 | 563,000 |
| Net interest income | 1,052,000 | 2,095,000 | 3,145,000 | 4,193,000 |
| Noninterest income | 118,000 | 250,000 | 374,000 | 499,000 |
| Noninterest expense | 832,000 | 1,727,000 | 2,560,000 | 3,508,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 338,000 | 609,000 | 775,000 | 1,027,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 338,000 | 609,000 | 775,000 | 1,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,102,000 | 24,372,000 | 24,538,000 | 24,790,000 |
| Total capital | 25,241,000 | 25,513,000 | 25,675,000 | 25,928,000 |
| Risk-weighted assets | 95,497,000 | 96,549,000 | 98,346,000 | 100,356,000 |