Call reports 2013
FIRST NATIONAL BANK OF FAIRBURY, THE — 2013
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 150,069,000 | 144,228,000 | 142,946,000 | 140,580,000 |
| Total loans | 45,225,000 | 46,114,000 | 51,710,000 | 52,853,000 |
| Allowance for loan losses | 1,065,000 | 1,067,000 | 1,069,000 | 1,071,000 |
| Securities available for sale | 90,848,000 | 80,389,000 | 77,572,000 | 72,682,000 |
| Securities held to maturity | 346,000 | 322,000 | 275,000 | 272,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,392,000 | 109,733,000 | 106,739,000 | 109,606,000 |
| Interest-bearing deposits | 88,261,000 | 91,967,000 | 89,450,000 | 88,348,000 |
| Noninterest-bearing deposits | 18,131,000 | 17,766,000 | 17,289,000 | 21,258,000 |
| Equity capital | 27,097,000 | 20,760,000 | 20,990,000 | 20,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,354,000 | 2,634,000 | 3,877,000 | 5,132,000 |
| Interest expense | 175,000 | 345,000 | 506,000 | 664,000 |
| Net interest income | 1,179,000 | 2,289,000 | 3,371,000 | 4,468,000 |
| Noninterest income | 118,000 | 253,000 | 377,000 | 504,000 |
| Noninterest expense | 815,000 | 1,676,000 | 2,511,000 | 3,448,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 507,000 | 633,000 | 1,210,000 | 1,026,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 507,000 | 633,000 | 1,210,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,244,000 | 23,920,000 | 24,497,000 | 24,313,000 |
| Total capital | 25,375,000 | 25,053,000 | 25,632,000 | 25,450,000 |
| Risk-weighted assets | 97,964,000 | 98,041,000 | 99,568,000 | 101,147,000 |