Call reports 2012
FIRST NATIONAL BANK OF FAIRBURY, THE — 2012
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 152,116,000 | 160,980,000 | 145,871,000 | 155,520,000 |
| Total loans | 42,055,000 | 44,137,000 | 45,825,000 | 49,056,000 |
| Allowance for loan losses | 1,022,000 | 1,002,000 | 1,017,000 | 1,061,000 |
| Securities available for sale | 98,357,000 | 104,920,000 | 87,095,000 | 92,734,000 |
| Securities held to maturity | 400,000 | 404,000 | 371,000 | 346,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,882,000 | 103,338,000 | 101,164,000 | 105,391,000 |
| Interest-bearing deposits | 84,482,000 | 84,552,000 | 85,767,000 | 85,730,000 |
| Noninterest-bearing deposits | 18,400,000 | 18,786,000 | 15,397,000 | 19,661,000 |
| Equity capital | 24,947,000 | 26,470,000 | 27,881,000 | 28,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,092,000 | 4,595,000 | 6,040,000 |
| Interest expense | 221,000 | 434,000 | 635,000 | 826,000 |
| Net interest income | 1,338,000 | 2,658,000 | 3,960,000 | 5,214,000 |
| Noninterest income | 521,000 | 624,000 | 748,000 | 878,000 |
| Noninterest expense | 797,000 | 1,749,000 | 2,583,000 | 3,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,062,000 | 1,533,000 | 2,261,000 | 2,687,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,062,000 | 1,533,000 | 2,261,000 | 2,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,812,000 | 24,283,000 | 25,010,000 | 25,437,000 |
| Total capital | 24,900,000 | 25,351,000 | 26,093,000 | 26,564,000 |
| Risk-weighted assets | 91,957,000 | 98,296,000 | 96,927,000 | 101,978,000 |