Call reports 2010
FIRST NATIONAL BANK OF FAIRBURY, THE — 2010
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 129,382,000 | 134,999,000 | 146,349,000 | 137,544,000 |
| Total loans | 43,582,000 | 44,836,000 | 44,959,000 | 47,453,000 |
| Allowance for loan losses | 950,000 | 936,000 | 940,000 | 888,000 |
| Securities available for sale | 73,371,000 | 78,347,000 | 88,909,000 | 74,564,000 |
| Securities held to maturity | 150,000 | 215,000 | 213,000 | 183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,101,000 | 87,838,000 | 86,010,000 | 94,995,000 |
| Interest-bearing deposits | 75,854,000 | 76,073,000 | 74,065,000 | 80,619,000 |
| Noninterest-bearing deposits | 12,247,000 | 11,765,000 | 11,945,000 | 14,376,000 |
| Equity capital | 22,629,000 | 24,538,000 | 25,613,000 | 23,592,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 3,040,000 | 4,559,000 | 6,091,000 |
| Interest expense | 318,000 | 627,000 | 916,000 | 1,185,000 |
| Net interest income | 1,188,000 | 2,413,000 | 3,643,000 | 4,906,000 |
| Noninterest income | 112,000 | 250,000 | 369,000 | 482,000 |
| Noninterest expense | 749,000 | 1,483,000 | 2,274,000 | 3,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 551,000 | 1,180,000 | 1,738,000 | 2,166,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 551,000 | 1,180,000 | 1,738,000 | 2,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,287,000 | 22,909,000 | 23,474,000 | 23,902,000 |
| Total capital | 23,196,000 | 23,861,000 | 24,480,000 | 24,856,000 |
| Risk-weighted assets | 72,577,000 | 76,092,000 | 80,593,000 | 83,319,000 |