Call reports 2009
FIRST NATIONAL BANK OF FAIRBURY, THE — 2009
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 116,788,000 | 121,078,000 | 123,657,000 | 126,369,000 |
| Total loans | 43,462,000 | 43,691,000 | 45,425,000 | 44,939,000 |
| Allowance for loan losses | 825,000 | 955,000 | 951,000 | 946,000 |
| Securities available for sale | 56,502,000 | 63,816,000 | 64,609,000 | 64,303,000 |
| Securities held to maturity | 164,000 | 147,000 | 145,000 | 151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,076,000 | 84,618,000 | 84,840,000 | 89,159,000 |
| Interest-bearing deposits | 71,571,000 | 73,167,000 | 73,763,000 | 75,360,000 |
| Noninterest-bearing deposits | 12,505,000 | 11,451,000 | 11,077,000 | 13,799,000 |
| Equity capital | 21,809,000 | 21,817,000 | 23,174,000 | 22,729,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,501,000 | 3,007,000 | 4,487,000 | 5,940,000 |
| Interest expense | 404,000 | 796,000 | 1,167,000 | 1,515,000 |
| Net interest income | 1,097,000 | 2,211,000 | 3,320,000 | 4,425,000 |
| Noninterest income | 218,000 | 436,000 | 563,000 | 686,000 |
| Noninterest expense | 744,000 | 1,509,000 | 2,287,000 | 3,136,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 650,000 |
| Pretax income | 571,000 | 938,000 | 1,396,000 | 1,369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 571,000 | 938,000 | 1,396,000 | 1,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,939,000 | 22,305,000 | 22,764,000 | 22,736,000 |
| Total capital | 22,804,000 | 23,191,000 | 23,671,000 | 23,649,000 |
| Risk-weighted assets | 69,163,000 | 70,726,000 | 72,454,000 | 72,977,000 |