Call reports 2008
FIRST NATIONAL BANK OF FAIRBURY, THE — 2008
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 122,634,000 | 117,574,000 | 114,525,000 | 115,551,000 |
| Total loans | 42,472,000 | 43,239,000 | 45,647,000 | 45,679,000 |
| Allowance for loan losses | 923,000 | 925,000 | 927,000 | 930,000 |
| Securities available for sale | 61,312,000 | 60,434,000 | 55,507,000 | 55,796,000 |
| Securities held to maturity | 207,000 | 207,000 | 191,000 | 174,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,192,000 | 83,405,000 | 80,550,000 | 82,360,000 |
| Interest-bearing deposits | 71,849,000 | 71,853,000 | 70,138,000 | 70,401,000 |
| Noninterest-bearing deposits | 11,343,000 | 11,552,000 | 10,412,000 | 11,959,000 |
| Equity capital | 22,281,000 | 21,078,000 | 21,661,000 | 22,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,550,000 | 3,076,000 | 4,514,000 | 5,990,000 |
| Interest expense | 659,000 | 1,242,000 | 1,764,000 | 2,225,000 |
| Net interest income | 891,000 | 1,834,000 | 2,750,000 | 3,765,000 |
| Noninterest income | 132,000 | 286,000 | 418,000 | 577,000 |
| Noninterest expense | 705,000 | 1,390,000 | 2,146,000 | 2,875,000 |
| Provision for loan losses | 0 | 0 | 0 | 430,000 |
| Pretax income | 318,000 | 730,000 | 1,022,000 | 1,037,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 318,000 | 730,000 | 1,022,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,449,000 | 21,861,000 | 22,153,000 | 22,167,000 |
| Total capital | 22,261,000 | 22,670,000 | 22,967,000 | 23,011,000 |
| Risk-weighted assets | 64,717,000 | 64,538,000 | 64,947,000 | 67,346,000 |