Call reports 2007
FIRST NATIONAL BANK OF FAIRBURY, THE — 2007
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 111,061,000 | 108,350,000 | 112,135,000 | 113,786,000 |
| Total loans | 39,761,000 | 40,926,000 | 42,567,000 | 39,987,000 |
| Allowance for loan losses | 1,014,000 | 1,014,000 | 1,016,000 | 1,018,000 |
| Securities available for sale | 55,054,000 | 57,221,000 | 56,582,000 | 57,350,000 |
| Securities held to maturity | 245,000 | 231,000 | 223,000 | 216,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,349,000 | 78,636,000 | 78,918,000 | 81,041,000 |
| Interest-bearing deposits | 65,782,000 | 67,717,000 | 69,002,000 | 68,339,000 |
| Noninterest-bearing deposits | 10,567,000 | 10,919,000 | 9,916,000 | 12,702,000 |
| Equity capital | 20,664,000 | 20,425,000 | 21,101,000 | 21,773,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,506,000 | 2,990,000 | 4,488,000 | 6,002,000 |
| Interest expense | 662,000 | 1,296,000 | 1,959,000 | 2,628,000 |
| Net interest income | 844,000 | 1,694,000 | 2,529,000 | 3,374,000 |
| Noninterest income | 107,000 | 244,000 | 358,000 | 501,000 |
| Noninterest expense | 737,000 | 1,453,000 | 2,217,000 | 2,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 214,000 | 485,000 | 670,000 | 957,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 485,000 | 670,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,287,000 | 21,559,000 | 21,364,000 | 21,651,000 |
| Total capital | 22,035,000 | 22,311,000 | 22,141,000 | 22,416,000 |
| Risk-weighted assets | 59,558,000 | 59,884,000 | 61,938,000 | 60,914,000 |