Call reports 2006
FIRST NATIONAL BANK OF FAIRBURY, THE — 2006
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 93,935,000 | 94,245,000 | 96,175,000 | 98,319,000 |
| Total loans | 39,589,000 | 40,942,000 | 41,996,000 | 40,424,000 |
| Allowance for loan losses | 1,560,000 | 1,578,000 | 1,580,000 | 1,010,000 |
| Securities available for sale | 42,873,000 | 42,017,000 | 41,067,000 | 44,608,000 |
| Securities held to maturity | 307,000 | 1,357,000 | 1,363,000 | 253,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,869,000 | 70,888,000 | 70,488,000 | 72,691,000 |
| Interest-bearing deposits | 60,563,000 | 60,229,000 | 60,421,000 | 60,438,000 |
| Noninterest-bearing deposits | 10,306,000 | 10,659,000 | 10,067,000 | 12,253,000 |
| Equity capital | 19,977,000 | 19,895,000 | 20,854,000 | 21,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,214,000 | 2,478,000 | 3,719,000 | 5,012,000 |
| Interest expense | 358,000 | 759,000 | 1,204,000 | 1,670,000 |
| Net interest income | 856,000 | 1,719,000 | 2,515,000 | 3,342,000 |
| Noninterest income | 103,000 | 348,000 | 451,000 | 580,000 |
| Noninterest expense | 732,000 | 1,432,000 | 2,176,000 | 2,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 227,000 | 635,000 | 790,000 | 1,011,000 |
| Income tax | 0 | 0 | 0 | -148,000 |
| Net income | 227,000 | 635,000 | 790,000 | 1,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,142,000 | 21,550,000 | 21,705,000 | 22,074,000 |
| Total capital | 21,846,000 | 22,265,000 | 22,436,000 | 22,796,000 |
| Risk-weighted assets | 55,502,000 | 56,355,000 | 57,656,000 | 57,497,000 |