Call reports 2004
FIRST NATIONAL BANK OF FAIRBURY, THE — 2004
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 99,911,000 | 97,039,000 | 98,626,000 | 100,797,000 |
| Total loans | 33,376,000 | 37,518,000 | 39,304,000 | 38,500,000 |
| Allowance for loan losses | 1,907,000 | 1,899,000 | 1,901,000 | 1,937,000 |
| Securities available for sale | 46,893,000 | 46,675,000 | 43,611,000 | 50,871,000 |
| Securities held to maturity | 873,000 | 718,000 | 707,000 | 413,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,849,000 | 72,597,000 | 72,498,000 | 75,118,000 |
| Interest-bearing deposits | 65,073,000 | 64,117,000 | 63,972,000 | 64,290,000 |
| Noninterest-bearing deposits | 9,776,000 | 8,480,000 | 8,526,000 | 10,828,000 |
| Equity capital | 22,436,000 | 21,418,000 | 22,924,000 | 23,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,196,000 | 3,358,000 | 4,535,000 |
| Interest expense | 269,000 | 527,000 | 787,000 | 1,049,000 |
| Net interest income | 859,000 | 1,669,000 | 2,571,000 | 3,486,000 |
| Noninterest income | 89,000 | 198,000 | 298,000 | 415,000 |
| Noninterest expense | 603,000 | 1,294,000 | 1,917,000 | 2,637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 388,000 | 616,000 | 1,104,000 | 1,416,000 |
| Income tax | 276,000 | 277,000 | 277,000 | 277,000 |
| Net income | 112,000 | 339,000 | 827,000 | 1,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,078,000 | 22,305,000 | 22,793,000 | 23,106,000 |
| Total capital | 22,718,000 | 22,980,000 | 23,492,000 | 23,805,000 |
| Risk-weighted assets | 49,969,000 | 52,741,000 | 54,739,000 | 54,668,000 |