Call reports 2002
FIRST NATIONAL BANK OF FAIRBURY, THE — 2002
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 101,659,000 | 100,261,000 | 100,190,000 | 102,959,000 |
| Total loans | 31,291,000 | 31,896,000 | 32,926,000 | 32,151,000 |
| Allowance for loan losses | 1,746,000 | 1,982,000 | 1,986,000 | 1,890,000 |
| Securities available for sale | 54,487,000 | 56,957,000 | 54,747,000 | 55,588,000 |
| Securities held to maturity | 1,393,000 | 1,349,000 | 1,335,000 | 1,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,089,000 | 74,931,000 | 74,748,000 | 77,329,000 |
| Interest-bearing deposits | 69,471,000 | 67,750,000 | 67,575,000 | 68,364,000 |
| Noninterest-bearing deposits | 7,618,000 | 7,181,000 | 7,173,000 | 8,965,000 |
| Equity capital | 21,450,000 | 22,178,000 | 22,570,000 | 22,763,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,420,000 | 2,809,000 | 4,175,000 | 5,478,000 |
| Interest expense | 588,000 | 1,103,000 | 1,581,000 | 2,002,000 |
| Net interest income | 832,000 | 1,706,000 | 2,594,000 | 3,476,000 |
| Noninterest income | 62,000 | 184,000 | 250,000 | 331,000 |
| Noninterest expense | 520,000 | 1,097,000 | 1,628,000 | 2,307,000 |
| Provision for loan losses | 0 | 0 | 0 | -100,000 |
| Pretax income | 374,000 | 791,000 | 1,216,000 | 1,598,000 |
| Income tax | 102,000 | 219,000 | 341,000 | 448,000 |
| Net income | 272,000 | 572,000 | 875,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,112,000 | 21,392,000 | 21,644,000 | 21,920,000 |
| Total capital | 21,825,000 | 22,063,000 | 22,340,000 | 22,627,000 |
| Risk-weighted assets | 55,999,000 | 52,391,000 | 54,420,000 | 55,373,000 |