Call reports 2001
FIRST NATIONAL BANK OF FAIRBURY, THE — 2001
What FIRST NATIONAL BANK OF FAIRBURY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 99,936,000 | 100,738,000 | 101,826,000 | 105,737,000 |
| Total loans | 29,347,000 | 30,904,000 | 32,208,000 | 32,116,000 |
| Allowance for loan losses | 1,741,000 | 1,739,000 | 1,739,000 | 1,745,000 |
| Securities available for sale | 59,551,000 | 61,273,000 | 62,025,000 | 59,165,000 |
| Securities held to maturity | 755,000 | 720,000 | 1,092,000 | 1,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,480,000 | 76,666,000 | 76,240,000 | 81,549,000 |
| Interest-bearing deposits | 69,349,000 | 69,594,000 | 69,867,000 | 72,485,000 |
| Noninterest-bearing deposits | 7,131,000 | 7,072,000 | 6,373,000 | 9,064,000 |
| Equity capital | 20,844,000 | 21,016,000 | 21,807,000 | 21,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,649,000 | 3,260,000 | 4,843,000 | 6,363,000 |
| Interest expense | 879,000 | 1,723,000 | 2,521,000 | 3,227,000 |
| Net interest income | 770,000 | 1,537,000 | 2,322,000 | 3,136,000 |
| Noninterest income | 44,000 | 109,000 | 220,000 | 299,000 |
| Noninterest expense | 474,000 | 1,039,000 | 1,495,000 | 2,147,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 607,000 | 1,047,000 | 1,292,000 |
| Income tax | 89,000 | 156,000 | 278,000 | 335,000 |
| Net income | 251,000 | 451,000 | 769,000 | 957,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,244,000 | 20,414,000 | 20,702,000 | 20,890,000 |
| Total capital | 20,907,000 | 21,051,000 | 21,340,000 | 21,606,000 |
| Risk-weighted assets | 51,984,000 | 49,818,000 | 49,923,000 | 56,265,000 |