Call reports 2007
SERVISFIRST BANK — 2007
What SERVISFIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 644,936,000 | 701,894,000 | 818,428,000 | 838,066,000 |
| Total loans | 468,437,000 | 530,594,000 | 580,739,000 | 677,707,000 |
| Allowance for loan losses | 6,037,000 | 6,825,000 | 7,780,000 | 7,732,000 |
| Securities available for sale | 37,807,000 | 50,194,000 | 88,701,000 | 87,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 588,949,000 | 644,909,000 | 747,825,000 | 762,682,000 |
| Interest-bearing deposits | 542,800,000 | 594,023,000 | 700,067,000 | 719,664,000 |
| Noninterest-bearing deposits | 46,149,000 | 50,885,000 | 47,758,000 | 43,018,000 |
| Equity capital | 53,901,000 | 54,511,000 | 67,642,000 | 72,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,826,000 | 22,953,000 | 36,694,000 | 51,417,000 |
| Interest expense | 5,225,000 | 11,358,000 | 18,457,000 | 25,871,000 |
| Net interest income | 5,601,000 | 11,595,000 | 18,237,000 | 25,546,000 |
| Noninterest income | 264,000 | 565,000 | 952,000 | 1,441,000 |
| Noninterest expense | 2,906,000 | 6,308,000 | 10,321,000 | 14,709,000 |
| Provision for loan losses | 643,000 | 1,459,000 | 2,500,000 | 3,541,000 |
| Pretax income | 2,316,000 | 4,393,000 | 6,368,000 | 8,737,000 |
| Income tax | 807,000 | 1,590,000 | 2,301,000 | 3,184,000 |
| Net income | 1,509,000 | 2,803,000 | 4,067,000 | 5,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,894,000 | 55,294,000 | 67,690,000 | 71,302,000 |
| Total capital | 59,931,000 | 62,119,000 | 75,470,000 | 79,034,000 |
| Risk-weighted assets | 505,680,000 | 569,128,000 | 633,685,000 | 703,822,000 |