Call reports 2006
SERVISFIRST BANK — 2006
What SERVISFIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 367,502,000 | 390,453,000 | 444,803,000 | 528,545,000 |
| Total loans | 300,497,000 | 336,798,000 | 388,857,000 | 443,391,000 |
| Allowance for loan losses | 3,735,000 | 4,241,000 | 4,619,000 | 5,418,000 |
| Securities available for sale | 2,011,000 | 7,328,000 | 13,540,000 | 28,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,866,000 | 354,164,000 | 395,076,000 | 473,348,000 |
| Interest-bearing deposits | 275,348,000 | 330,081,000 | 358,804,000 | 430,654,000 |
| Noninterest-bearing deposits | 56,518,000 | 24,083,000 | 36,272,000 | 42,694,000 |
| Equity capital | 34,448,000 | 35,438,000 | 48,630,000 | 52,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,475,000 | 12,435,000 | 20,617,000 | 30,610,000 |
| Interest expense | 2,205,000 | 5,203,000 | 8,843,000 | 13,336,000 |
| Net interest income | 3,270,000 | 7,232,000 | 11,774,000 | 17,274,000 |
| Noninterest income | 148,000 | 355,000 | 596,000 | 912,000 |
| Noninterest expense | 1,338,000 | 3,319,000 | 5,631,000 | 8,674,000 |
| Provision for loan losses | 625,000 | 1,131,000 | 2,353,000 | 3,252,000 |
| Pretax income | 1,455,000 | 3,137,000 | 4,386,000 | 6,260,000 |
| Income tax | 509,000 | 1,156,000 | 1,590,000 | 2,189,000 |
| Net income | 946,000 | 1,981,000 | 2,796,000 | 4,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,465,000 | 35,523,000 | 48,470,000 | 52,263,000 |
| Total capital | 38,200,000 | 39,764,000 | 53,089,000 | 57,681,000 |
| Risk-weighted assets | 334,755,000 | 369,204,000 | 432,645,000 | 498,294,000 |