Call reports 2005
SERVISFIRST BANK — 2005
What SERVISFIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Total assets | 115,070,000 | 184,236,000 | 277,962,000 |
| Total loans | 52,962,000 | 153,069,000 | 251,028,000 |
| Allowance for loan losses | 663,000 | 1,919,000 | 3,110,000 |
| Securities available for sale | 997,000 | 937,000 | 924,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 81,424,000 | 151,196,000 | 244,048,000 |
| Interest-bearing deposits | 64,015,000 | 120,351,000 | 194,304,000 |
| Noninterest-bearing deposits | 17,409,000 | 30,846,000 | 49,744,000 |
| Equity capital | 33,511,000 | 32,741,000 | 33,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Interest income | 451,000 | 2,553,000 | 6,582,000 |
| Interest expense | 120,000 | 823,000 | 2,325,000 |
| Net interest income | 331,000 | 1,730,000 | 4,257,000 |
| Noninterest income | 12,000 | 30,000 | 101,000 |
| Noninterest expense | 1,163,000 | 2,091,000 | 3,164,000 |
| Provision for loan losses | 663,000 | 1,919,000 | 3,521,000 |
| Pretax income | -1,483,000 | -2,250,000 | -2,327,000 |
| Income tax | 0 | 0 | -840,000 |
| Net income | -1,483,000 | -2,250,000 | -1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|
| Tier 1 capital | 33,517,000 | 32,750,000 | 33,483,000 |
| Total capital | 34,180,000 | 34,669,000 | 36,593,000 |
| Risk-weighted assets | 70,142,000 | 167,965,000 | 272,716,000 |