Call reports 2011
FIRST NATIONAL BANK OF ORDWAY, THE — 2011
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 46,273,000 | 46,358,000 | 45,312,000 | 43,453,000 |
| Total loans | 29,286,000 | 28,855,000 | 27,561,000 | 26,931,000 |
| Allowance for loan losses | 1,226,000 | 1,223,000 | 1,082,000 | 1,035,000 |
| Securities available for sale | 3,995,000 | 6,235,000 | 5,151,000 | 2,698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,524,000 | 39,608,000 | 38,788,000 | 37,118,000 |
| Interest-bearing deposits | 33,220,000 | 32,905,000 | 31,740,000 | 29,720,000 |
| Noninterest-bearing deposits | 6,304,000 | 6,702,000 | 7,048,000 | 7,397,000 |
| Equity capital | 4,656,000 | 4,694,000 | 4,731,000 | 4,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 502,000 | 997,000 | 1,522,000 | 1,988,000 |
| Interest expense | 192,000 | 369,000 | 543,000 | 696,000 |
| Net interest income | 310,000 | 628,000 | 979,000 | 1,292,000 |
| Noninterest income | 47,000 | 94,000 | 142,000 | 188,000 |
| Noninterest expense | 399,000 | 759,000 | 1,127,000 | 1,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -42,000 | -37,000 | -7,000 | -3,000 |
| Income tax | -25,000 | -32,000 | -35,000 | -43,000 |
| Net income | -17,000 | -5,000 | 28,000 | 40,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,379,000 | 4,397,000 | 4,402,000 | 4,345,000 |
| Total capital | 4,759,000 | 4,770,000 | 4,762,000 | 4,698,000 |
| Risk-weighted assets | 29,613,000 | 28,766,000 | 28,049,000 | 27,524,000 |