Call reports 2010
FIRST NATIONAL BANK OF ORDWAY, THE — 2010
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 48,088,000 | 49,083,000 | 47,201,000 | 45,174,000 |
| Total loans | 35,947,000 | 33,614,000 | 32,329,000 | 31,092,000 |
| Allowance for loan losses | 1,341,000 | 1,216,000 | 1,213,000 | 1,225,000 |
| Securities available for sale | 0 | 3,503,000 | 4,509,000 | 4,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,685,000 | 42,623,000 | 40,619,000 | 38,339,000 |
| Interest-bearing deposits | 35,566,000 | 36,587,000 | 34,643,000 | 33,227,000 |
| Noninterest-bearing deposits | 6,119,000 | 6,036,000 | 5,976,000 | 5,112,000 |
| Equity capital | 4,489,000 | 4,569,000 | 4,694,000 | 4,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 711,000 | 1,373,000 | 2,018,000 | 2,642,000 |
| Interest expense | 247,000 | 486,000 | 711,000 | 921,000 |
| Net interest income | 464,000 | 887,000 | 1,307,000 | 1,721,000 |
| Noninterest income | 53,000 | 98,000 | 266,000 | 311,000 |
| Noninterest expense | 353,000 | 714,000 | 1,125,000 | 1,589,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 104,000 | 211,000 | 388,000 | 383,000 |
| Income tax | 26,000 | 55,000 | 110,000 | 98,000 |
| Net income | 78,000 | 156,000 | 278,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,489,000 | 4,421,000 | 4,597,000 | 4,561,000 |
| Total capital | 4,938,000 | 4,745,000 | 5,009,000 | 4,958,000 |
| Risk-weighted assets | 35,038,000 | 33,837,000 | 32,131,000 | 30,950,000 |