Call reports 2009
FIRST NATIONAL BANK OF ORDWAY, THE — 2009
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 48,122,000 | 51,043,000 | 50,147,000 | 47,891,000 |
| Total loans | 37,045,000 | 40,482,000 | 41,017,000 | 38,705,000 |
| Allowance for loan losses | 477,000 | 476,000 | 697,000 | 1,303,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,310,000 | 43,626,000 | 44,113,000 | 40,956,000 |
| Interest-bearing deposits | 35,665,000 | 37,049,000 | 37,952,000 | 34,794,000 |
| Noninterest-bearing deposits | 5,645,000 | 6,577,000 | 6,161,000 | 6,162,000 |
| Equity capital | 4,235,000 | 4,195,000 | 3,938,000 | 4,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,312,000 | 2,014,000 | 2,767,000 |
| Interest expense | 276,000 | 550,000 | 823,000 | 1,094,000 |
| Net interest income | 372,000 | 762,000 | 1,191,000 | 1,673,000 |
| Noninterest income | 60,000 | 113,000 | 168,000 | 239,000 |
| Noninterest expense | 354,000 | 720,000 | 1,060,000 | 1,429,000 |
| Provision for loan losses | 28,000 | 28,000 | 456,000 | 1,184,000 |
| Pretax income | 39,000 | 116,000 | -168,000 | -712,000 |
| Income tax | 13,000 | 30,000 | -98,000 | -314,000 |
| Net income | 26,000 | 86,000 | -70,000 | -398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,235,000 | 4,195,000 | 3,938,000 | 4,210,000 |
| Total capital | 4,712,000 | 4,671,000 | 4,460,000 | 4,709,000 |
| Risk-weighted assets | 38,950,000 | 41,742,000 | 41,740,000 | 39,124,000 |