Call reports 2008
FIRST NATIONAL BANK OF ORDWAY, THE — 2008
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 39,833,000 | 41,765,000 | 44,189,000 | 45,061,000 |
| Total loans | 35,692,000 | 35,073,000 | 37,808,000 | 36,520,000 |
| Allowance for loan losses | 573,000 | 457,000 | 456,000 | 451,000 |
| Securities available for sale | 290,000 | 290,000 | 200,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,029,000 | 35,394,000 | 37,728,000 | 38,962,000 |
| Interest-bearing deposits | 27,545,000 | 28,887,000 | 30,091,000 | 33,412,000 |
| Noninterest-bearing deposits | 6,484,000 | 6,507,000 | 7,638,000 | 5,550,000 |
| Equity capital | 3,751,000 | 4,377,000 | 4,484,000 | 4,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,305,000 | 1,975,000 | 2,656,000 |
| Interest expense | 267,000 | 536,000 | 790,000 | 1,070,000 |
| Net interest income | 410,000 | 769,000 | 1,185,000 | 1,586,000 |
| Noninterest income | 56,000 | 105,000 | 177,000 | 232,000 |
| Noninterest expense | 331,000 | 666,000 | 1,002,000 | 1,400,000 |
| Provision for loan losses | 3,000 | -112,000 | -112,000 | -112,000 |
| Pretax income | 132,000 | 320,000 | 472,000 | 491,000 |
| Income tax | 35,000 | 97,000 | 142,000 | 137,000 |
| Net income | 97,000 | 223,000 | 330,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,751,000 | 4,377,000 | 4,484,000 | 4,208,000 |
| Total capital | 4,194,000 | 4,818,000 | 4,941,000 | 4,659,000 |
| Risk-weighted assets | 36,670,000 | 35,325,000 | 37,705,000 | 37,500,000 |