Call reports 2007
FIRST NATIONAL BANK OF ORDWAY, THE — 2007
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,957,000 | 40,225,000 | 39,817,000 | 38,188,000 |
| Total loans | 33,395,000 | 36,053,000 | 36,044,000 | 33,698,000 |
| Allowance for loan losses | 559,000 | 557,000 | 565,000 | 569,000 |
| Securities available for sale | 787,000 | 799,000 | 790,000 | 790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,460,000 | 34,588,000 | 33,535,000 | 32,640,000 |
| Interest-bearing deposits | 27,349,000 | 28,188,000 | 28,259,000 | 26,838,000 |
| Noninterest-bearing deposits | 6,111,000 | 6,400,000 | 5,276,000 | 5,802,000 |
| Equity capital | 3,666,000 | 3,795,000 | 3,787,000 | 3,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 692,000 | 1,426,000 | 2,184,000 | 2,866,000 |
| Interest expense | 273,000 | 562,000 | 862,000 | 1,155,000 |
| Net interest income | 419,000 | 864,000 | 1,322,000 | 1,711,000 |
| Noninterest income | 67,000 | 122,000 | 175,000 | 239,000 |
| Noninterest expense | 317,000 | 639,000 | 967,000 | 1,311,000 |
| Provision for loan losses | 9,000 | 9,000 | 18,000 | 27,000 |
| Pretax income | 160,000 | 335,000 | 512,000 | 612,000 |
| Income tax | 47,000 | 98,000 | 152,000 | 179,000 |
| Net income | 113,000 | 237,000 | 360,000 | 433,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,666,000 | 3,791,000 | 3,791,000 | 3,802,000 |
| Total capital | 4,078,000 | 4,238,000 | 4,237,000 | 4,215,000 |
| Risk-weighted assets | 33,159,000 | 35,354,000 | 36,858,000 | 34,359,000 |