Call reports 2006
FIRST NATIONAL BANK OF ORDWAY, THE — 2006
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,799,000 | 41,390,000 | 38,713,000 | 37,038,000 |
| Total loans | 36,259,000 | 35,113,000 | 33,592,000 | 32,142,000 |
| Allowance for loan losses | 402,000 | 486,000 | 510,000 | 551,000 |
| Securities available for sale | 2,955,000 | 2,721,000 | 1,789,000 | 1,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,461,000 | 34,617,000 | 32,970,000 | 31,268,000 |
| Interest-bearing deposits | 29,285,000 | 28,481,000 | 27,830,000 | 26,084,000 |
| Noninterest-bearing deposits | 8,176,000 | 6,137,000 | 5,140,000 | 5,184,000 |
| Equity capital | 3,474,000 | 3,537,000 | 3,540,000 | 3,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,452,000 | 2,173,000 | 2,884,000 |
| Interest expense | 276,000 | 558,000 | 843,000 | 1,125,000 |
| Net interest income | 437,000 | 894,000 | 1,330,000 | 1,759,000 |
| Noninterest income | 64,000 | 126,000 | 194,000 | 254,000 |
| Noninterest expense | 310,000 | 626,000 | 945,000 | 1,303,000 |
| Provision for loan losses | 51,000 | 141,000 | 167,000 | 212,000 |
| Pretax income | 140,000 | 253,000 | 412,000 | 496,000 |
| Income tax | 42,000 | 71,000 | 119,000 | 138,000 |
| Net income | 98,000 | 182,000 | 293,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,496,000 | 3,580,000 | 3,540,000 | 3,602,000 |
| Total capital | 3,898,000 | 4,010,000 | 3,951,000 | 4,005,000 |
| Risk-weighted assets | 35,864,000 | 34,335,000 | 32,845,000 | 31,303,000 |