Call reports 2003
FIRST NATIONAL BANK OF ORDWAY, THE — 2003
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,311,000 | 38,369,000 | 37,691,000 | 37,218,000 |
| Total loans | 32,947,000 | 32,938,000 | 32,233,000 | 32,839,000 |
| Allowance for loan losses | 272,000 | 286,000 | 314,000 | 315,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,605,000 | 32,091,000 | 31,675,000 | 31,157,000 |
| Interest-bearing deposits | 25,393,000 | 25,674,000 | 25,657,000 | 24,955,000 |
| Noninterest-bearing deposits | 8,212,000 | 6,417,000 | 6,018,000 | 6,202,000 |
| Equity capital | 3,023,000 | 3,093,000 | 3,129,000 | 3,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,232,000 | 1,825,000 | 2,401,000 |
| Interest expense | 257,000 | 536,000 | 784,000 | 1,013,000 |
| Net interest income | 336,000 | 696,000 | 1,041,000 | 1,388,000 |
| Noninterest income | 48,000 | 100,000 | 146,000 | 198,000 |
| Noninterest expense | 298,000 | 605,000 | 905,000 | 1,184,000 |
| Provision for loan losses | 27,000 | 54,000 | 82,000 | 95,000 |
| Pretax income | 60,000 | 138,000 | 201,000 | 308,000 |
| Income tax | 9,000 | 17,000 | 20,000 | 49,000 |
| Net income | 51,000 | 121,000 | 181,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,023,000 | 3,093,000 | 3,129,000 | 3,207,000 |
| Total capital | 3,295,000 | 3,379,000 | 3,443,000 | 3,522,000 |
| Risk-weighted assets | 30,840,000 | 30,738,000 | 30,645,000 | 31,361,000 |