Call reports 2002
FIRST NATIONAL BANK OF ORDWAY, THE — 2002
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,348,000 | 33,591,000 | 34,278,000 | 36,624,000 |
| Total loans | 28,694,000 | 30,472,000 | 30,869,000 | 33,464,000 |
| Allowance for loan losses | 359,000 | 360,000 | 356,000 | 248,000 |
| Securities available for sale | 0 | 0 | 111,000 | 0 |
| Securities held to maturity | 662,000 | 495,000 | 243,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,787,000 | 27,947,000 | 28,460,000 | 29,739,000 |
| Interest-bearing deposits | 22,757,000 | 23,512,000 | 23,385,000 | 24,204,000 |
| Noninterest-bearing deposits | 6,030,000 | 4,435,000 | 5,076,000 | 5,536,000 |
| Equity capital | 2,469,000 | 2,522,000 | 2,923,000 | 3,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 574,000 | 1,161,000 | 1,724,000 | 2,324,000 |
| Interest expense | 273,000 | 541,000 | 801,000 | 1,063,000 |
| Net interest income | 301,000 | 620,000 | 923,000 | 1,261,000 |
| Noninterest income | 60,000 | 112,000 | 161,000 | 216,000 |
| Noninterest expense | 304,000 | 615,000 | 889,000 | 1,181,000 |
| Provision for loan losses | 9,000 | 9,000 | 12,000 | 24,000 |
| Pretax income | 48,000 | 108,000 | 183,000 | 272,000 |
| Income tax | 5,000 | 12,000 | 25,000 | 45,000 |
| Net income | 43,000 | 96,000 | 158,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,469,000 | 2,522,000 | 2,923,000 | 3,046,000 |
| Total capital | 2,810,000 | 2,882,000 | 3,279,000 | 3,294,000 |
| Risk-weighted assets | 27,372,000 | 28,202,000 | 28,441,000 | 30,494,000 |