Call reports 2001
FIRST NATIONAL BANK OF ORDWAY, THE — 2001
What FIRST NATIONAL BANK OF ORDWAY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 34,068,000 | 33,256,000 | 31,326,000 | 34,198,000 |
| Total loans | 25,715,000 | 25,996,000 | 26,060,000 | 30,186,000 |
| Allowance for loan losses | 381,000 | 396,000 | 398,000 | 349,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,197,000 | 3,132,000 | 2,049,000 | 1,158,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,518,000 | 29,305,000 | 27,427,000 | 26,633,000 |
| Interest-bearing deposits | 24,382,000 | 23,984,000 | 22,396,000 | 21,960,000 |
| Noninterest-bearing deposits | 6,136,000 | 5,321,000 | 5,031,000 | 4,672,000 |
| Equity capital | 2,459,000 | 2,538,000 | 2,476,000 | 2,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,371,000 | 1,976,000 | 2,476,000 |
| Interest expense | 341,000 | 667,000 | 987,000 | 1,262,000 |
| Net interest income | 352,000 | 704,000 | 989,000 | 1,214,000 |
| Noninterest income | 42,000 | 94,000 | 144,000 | 249,000 |
| Noninterest expense | 276,000 | 552,000 | 846,000 | 1,124,000 |
| Provision for loan losses | 19,000 | 37,000 | 38,000 | 39,000 |
| Pretax income | 99,000 | 209,000 | 249,000 | 300,000 |
| Income tax | 24,000 | 55,000 | 57,000 | 58,000 |
| Net income | 75,000 | 154,000 | 192,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,459,000 | 2,538,000 | 2,476,000 | 2,526,000 |
| Total capital | 2,771,000 | 2,863,000 | 2,808,000 | 2,875,000 |
| Risk-weighted assets | 24,923,000 | 25,958,000 | 26,524,000 | 28,594,000 |