Call reports 2011
FARMERS NATIONAL BANK — 2011
What FARMERS NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 85,621,000 | 83,015,000 | 80,417,000 | 84,765,000 |
| Total loans | 55,237,000 | 53,680,000 | 53,856,000 | 53,710,000 |
| Allowance for loan losses | 897,000 | 898,000 | 892,000 | 880,000 |
| Securities available for sale | 17,772,000 | 18,824,000 | 16,182,000 | 16,169,000 |
| Securities held to maturity | 328,000 | 328,000 | 2,094,000 | 3,444,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,715,000 | 74,849,000 | 72,196,000 | 76,617,000 |
| Interest-bearing deposits | 70,204,000 | 68,537,000 | 66,376,000 | 70,909,000 |
| Noninterest-bearing deposits | 7,511,000 | 6,312,000 | 5,820,000 | 5,708,000 |
| Equity capital | 7,678,000 | 7,793,000 | 7,816,000 | 7,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 951,000 | 1,870,000 | 2,751,000 | 3,625,000 |
| Interest expense | 222,000 | 433,000 | 631,000 | 825,000 |
| Net interest income | 729,000 | 1,437,000 | 2,120,000 | 2,800,000 |
| Noninterest income | 132,000 | 285,000 | 445,000 | 482,000 |
| Noninterest expense | 759,000 | 1,521,000 | 2,302,000 | 3,088,000 |
| Provision for loan losses | 36,000 | 36,000 | 41,000 | 56,000 |
| Pretax income | 66,000 | 165,000 | 222,000 | 185,000 |
| Income tax | 22,000 | 61,000 | 72,000 | 53,000 |
| Net income | 44,000 | 104,000 | 150,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,410,000 | 7,470,000 | 7,517,000 | 7,498,000 |
| Total capital | 8,095,000 | 8,131,000 | 8,179,000 | 8,175,000 |
| Risk-weighted assets | 54,563,000 | 52,586,000 | 52,783,000 | 53,911,000 |