Call reports 2010
FARMERS NATIONAL BANK — 2010
What FARMERS NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,159,000 | 83,793,000 | 83,944,000 | 83,258,000 |
| Total loans | 61,336,000 | 60,273,000 | 58,039,000 | 56,432,000 |
| Allowance for loan losses | 768,000 | 818,000 | 861,000 | 872,000 |
| Securities available for sale | 16,785,000 | 16,921,000 | 17,952,000 | 17,845,000 |
| Securities held to maturity | 327,000 | 327,000 | 327,000 | 327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,865,000 | 75,056,000 | 75,361,000 | 75,278,000 |
| Interest-bearing deposits | 72,614,000 | 69,369,000 | 69,628,000 | 69,861,000 |
| Noninterest-bearing deposits | 5,251,000 | 5,687,000 | 5,733,000 | 5,417,000 |
| Equity capital | 7,504,000 | 7,687,000 | 7,740,000 | 7,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,152,000 | 3,177,000 | 4,174,000 |
| Interest expense | 336,000 | 637,000 | 908,000 | 1,156,000 |
| Net interest income | 755,000 | 1,515,000 | 2,269,000 | 3,018,000 |
| Noninterest income | 162,000 | 350,000 | 473,000 | 524,000 |
| Noninterest expense | 776,000 | 1,552,000 | 2,343,000 | 3,091,000 |
| Provision for loan losses | 44,000 | 95,000 | 146,000 | 187,000 |
| Pretax income | 97,000 | 218,000 | 253,000 | 264,000 |
| Income tax | 32,000 | 72,000 | 84,000 | 88,000 |
| Net income | 65,000 | 146,000 | 169,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,253,000 | 7,331,000 | 7,356,000 | 7,366,000 |
| Total capital | 7,983,000 | 8,047,000 | 8,057,000 | 8,057,000 |
| Risk-weighted assets | 58,328,000 | 57,184,000 | 55,891,000 | 55,090,000 |