Call reports 2009
FARMERS NATIONAL BANK — 2009
What FARMERS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 75,812,000 | 74,941,000 | 79,533,000 | 85,474,000 |
| Total loans | 59,042,000 | 60,584,000 | 61,092,000 | 62,990,000 |
| Allowance for loan losses | 753,000 | 779,000 | 792,000 | 730,000 |
| Securities available for sale | 8,655,000 | 8,681,000 | 9,722,000 | 15,690,000 |
| Securities held to maturity | 472,000 | 327,000 | 327,000 | 327,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,868,000 | 63,897,000 | 68,394,000 | 76,160,000 |
| Interest-bearing deposits | 59,903,000 | 58,465,000 | 63,041,000 | 71,017,000 |
| Noninterest-bearing deposits | 4,965,000 | 5,432,000 | 5,353,000 | 5,143,000 |
| Equity capital | 7,169,000 | 7,255,000 | 7,356,000 | 7,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,198,000 | 3,297,000 | 4,433,000 |
| Interest expense | 379,000 | 751,000 | 1,120,000 | 1,484,000 |
| Net interest income | 670,000 | 1,447,000 | 2,177,000 | 2,949,000 |
| Noninterest income | 136,000 | 304,000 | 468,000 | 634,000 |
| Noninterest expense | 659,000 | 1,325,000 | 2,082,000 | 2,822,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 110,000 |
| Pretax income | 117,000 | 366,000 | 483,000 | 651,000 |
| Income tax | 39,000 | 122,000 | 160,000 | 211,000 |
| Net income | 78,000 | 244,000 | 323,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,887,000 | 6,966,000 | 7,060,000 | 7,180,000 |
| Total capital | 7,586,000 | 7,669,000 | 7,788,000 | 7,910,000 |
| Risk-weighted assets | 55,904,000 | 56,184,000 | 58,184,000 | 60,440,000 |