Call reports 2007
FARMERS NATIONAL BANK — 2007
What FARMERS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 63,252,000 | 63,797,000 | 61,595,000 | 62,899,000 |
| Total loans | 45,594,000 | 44,448,000 | 46,054,000 | 47,495,000 |
| Allowance for loan losses | 790,000 | 789,000 | 779,000 | 690,000 |
| Securities available for sale | 7,768,000 | 9,750,000 | 10,813,000 | 10,047,000 |
| Securities held to maturity | 472,000 | 471,000 | 471,000 | 471,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,669,000 | 54,177,000 | 51,751,000 | 52,426,000 |
| Interest-bearing deposits | 49,471,000 | 50,037,000 | 47,476,000 | 48,207,000 |
| Noninterest-bearing deposits | 4,198,000 | 4,140,000 | 4,275,000 | 4,219,000 |
| Equity capital | 6,353,000 | 6,439,000 | 6,599,000 | 6,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,059,000 | 2,154,000 | 3,250,000 | 4,359,000 |
| Interest expense | 434,000 | 891,000 | 1,342,000 | 1,772,000 |
| Net interest income | 625,000 | 1,263,000 | 1,908,000 | 2,587,000 |
| Noninterest income | 144,000 | 297,000 | 466,000 | 626,000 |
| Noninterest expense | 594,000 | 1,182,000 | 1,780,000 | 2,417,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 175,000 | 378,000 | 594,000 | 796,000 |
| Income tax | 59,000 | 125,000 | 197,000 | 263,000 |
| Net income | 116,000 | 253,000 | 397,000 | 533,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,084,000 | 6,184,000 | 6,303,000 | 6,438,000 |
| Total capital | 6,632,000 | 6,729,000 | 6,856,000 | 7,003,000 |
| Risk-weighted assets | 43,643,000 | 43,355,000 | 44,017,000 | 45,064,000 |