Call reports 2006
FARMERS NATIONAL BANK — 2006
What FARMERS NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,192,000 | 61,339,000 | 61,003,000 | 61,237,000 |
| Total loans | 49,380,000 | 48,481,000 | 46,329,000 | 45,846,000 |
| Allowance for loan losses | 820,000 | 821,000 | 800,000 | 772,000 |
| Securities available for sale | 3,721,000 | 4,696,000 | 7,509,000 | 6,759,000 |
| Securities held to maturity | 673,000 | 673,000 | 672,000 | 472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,408,000 | 52,109,000 | 51,547,000 | 51,663,000 |
| Interest-bearing deposits | 47,629,000 | 47,714,000 | 47,120,000 | 47,230,000 |
| Noninterest-bearing deposits | 3,779,000 | 4,395,000 | 4,427,000 | 4,433,000 |
| Equity capital | 6,042,000 | 5,983,000 | 6,150,000 | 6,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 982,000 | 2,024,000 | 3,086,000 | 4,147,000 |
| Interest expense | 335,000 | 699,000 | 1,088,000 | 1,498,000 |
| Net interest income | 647,000 | 1,325,000 | 1,998,000 | 2,649,000 |
| Noninterest income | 160,000 | 334,000 | 501,000 | 646,000 |
| Noninterest expense | 595,000 | 1,169,000 | 1,744,000 | 2,300,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 490,000 | 755,000 | 995,000 |
| Income tax | 69,000 | 159,000 | 246,000 | 326,000 |
| Net income | 143,000 | 331,000 | 509,000 | 669,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,790,000 | 5,741,000 | 5,881,000 | 6,004,000 |
| Total capital | 6,362,000 | 6,302,000 | 6,425,000 | 6,553,000 |
| Risk-weighted assets | 45,537,000 | 44,637,000 | 43,242,000 | 43,674,000 |