Call reports 2005
FARMERS NATIONAL BANK — 2005
What FARMERS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 55,524,000 | 56,676,000 | 60,457,000 | 60,453,000 |
| Total loans | 44,736,000 | 47,792,000 | 51,962,000 | 50,706,000 |
| Allowance for loan losses | 867,000 | 863,000 | 828,000 | 819,000 |
| Securities available for sale | 4,203,000 | 4,212,000 | 3,216,000 | 3,217,000 |
| Securities held to maturity | 675,000 | 675,000 | 674,000 | 674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,790,000 | 44,376,000 | 48,358,000 | 49,211,000 |
| Interest-bearing deposits | 40,817,000 | 40,405,000 | 43,767,000 | 44,807,000 |
| Noninterest-bearing deposits | 3,973,000 | 3,971,000 | 4,591,000 | 4,404,000 |
| Equity capital | 5,526,000 | 5,651,000 | 5,768,000 | 5,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 786,000 | 1,659,000 | 2,592,000 | 3,594,000 |
| Interest expense | 222,000 | 463,000 | 733,000 | 1,045,000 |
| Net interest income | 564,000 | 1,196,000 | 1,859,000 | 2,549,000 |
| Noninterest income | 139,000 | 325,000 | 497,000 | 664,000 |
| Noninterest expense | 567,000 | 1,152,000 | 1,752,000 | 2,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 136,000 | 369,000 | 594,000 | 894,000 |
| Income tax | 44,000 | 121,000 | 195,000 | 294,000 |
| Net income | 119,000 | 275,000 | 426,000 | 627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,287,000 | 5,406,000 | 5,520,000 | 5,684,000 |
| Total capital | 5,803,000 | 5,954,000 | 6,109,000 | 6,262,000 |
| Risk-weighted assets | 40,930,000 | 43,484,000 | 46,837,000 | 45,997,000 |