Call reports 2004
FARMERS NATIONAL BANK — 2004
What FARMERS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 52,344,000 | 53,251,000 | 54,254,000 | 54,054,000 |
| Total loans | 41,417,000 | 42,376,000 | 42,846,000 | 44,417,000 |
| Allowance for loan losses | 902,000 | 899,000 | 846,000 | 870,000 |
| Securities available for sale | 4,779,000 | 4,726,000 | 4,738,000 | 4,210,000 |
| Securities held to maturity | 807,000 | 807,000 | 806,000 | 806,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,973,000 | 42,855,000 | 43,750,000 | 43,361,000 |
| Interest-bearing deposits | 38,336,000 | 39,235,000 | 40,179,000 | 39,399,000 |
| Noninterest-bearing deposits | 3,637,000 | 3,620,000 | 3,571,000 | 3,962,000 |
| Equity capital | 5,148,000 | 5,191,000 | 5,268,000 | 5,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 738,000 | 1,502,000 | 2,252,000 | 3,043,000 |
| Interest expense | 196,000 | 390,000 | 584,000 | 791,000 |
| Net interest income | 542,000 | 1,112,000 | 1,668,000 | 2,252,000 |
| Noninterest income | 169,000 | 352,000 | 502,000 | 796,000 |
| Noninterest expense | 540,000 | 1,118,000 | 1,668,000 | 2,249,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 156,000 | 326,000 | 482,000 | 779,000 |
| Income tax | 50,000 | 106,000 | 156,000 | 255,000 |
| Net income | 106,000 | 220,000 | 326,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,860,000 | 4,938,000 | 5,006,000 | 5,205,000 |
| Total capital | 5,358,000 | 5,444,000 | 5,514,000 | 5,725,000 |
| Risk-weighted assets | 39,378,000 | 40,108,000 | 40,225,000 | 41,310,000 |