Call reports 2002
FARMERS NATIONAL BANK — 2002
What FARMERS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 58,127,000 | 58,875,000 | 58,786,000 | 58,085,000 |
| Total loans | 46,909,000 | 47,386,000 | 47,294,000 | 44,421,000 |
| Allowance for loan losses | 486,000 | 1,000,000 | 1,019,000 | 1,031,000 |
| Securities available for sale | 5,088,000 | 4,815,000 | 4,873,000 | 4,091,000 |
| Securities held to maturity | 725,000 | 1,044,000 | 1,102,000 | 1,001,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,049,000 | 48,073,000 | 48,822,000 | 47,986,000 |
| Interest-bearing deposits | 44,025,000 | 45,595,000 | 45,731,000 | 44,918,000 |
| Noninterest-bearing deposits | 4,024,000 | 2,478,000 | 3,091,000 | 3,068,000 |
| Equity capital | 4,756,000 | 4,523,000 | 4,654,000 | 4,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 977,000 | 1,993,000 | 2,968,000 | 3,886,000 |
| Interest expense | 416,000 | 825,000 | 1,215,000 | 1,579,000 |
| Net interest income | 561,000 | 1,168,000 | 1,753,000 | 2,307,000 |
| Noninterest income | 153,000 | 292,000 | 449,000 | 610,000 |
| Noninterest expense | 511,000 | 1,043,000 | 1,560,000 | 2,074,000 |
| Provision for loan losses | 24,000 | 538,000 | 562,000 | 586,000 |
| Pretax income | 179,000 | -121,000 | 80,000 | 257,000 |
| Income tax | 61,000 | -45,000 | 19,000 | 78,000 |
| Net income | 118,000 | -76,000 | 61,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,459,000 | 4,222,000 | 4,329,000 | 4,398,000 |
| Total capital | 4,945,000 | 4,780,000 | 4,885,000 | 4,930,000 |
| Risk-weighted assets | 44,333,000 | 44,179,000 | 44,009,000 | 42,078,000 |