Call reports 2024
STATE BANK OF SPRING HILL, THE — 2024
What STATE BANK OF SPRING HILL, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 56,438,000 | 58,912,000 | 53,756,000 | 49,970,000 |
| Total loans | 10,511,000 | 11,360,000 | 10,799,000 | 10,958,000 |
| Allowance for loan losses | 225,000 | 225,000 | 225,000 | 225,000 |
| Securities available for sale | 34,112,000 | 33,605,000 | 31,628,000 | 29,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,089,000 | 55,247,000 | 49,306,000 | 46,059,000 |
| Interest-bearing deposits | 42,349,000 | 44,930,000 | 38,174,000 | 35,258,000 |
| Noninterest-bearing deposits | 10,740,000 | 10,317,000 | 11,132,000 | 10,801,000 |
| Equity capital | 3,240,000 | 3,510,000 | 4,230,000 | 3,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 503,000 | 1,016,000 | 1,533,000 | 2,006,000 |
| Interest expense | 98,000 | 203,000 | 308,000 | 411,000 |
| Net interest income | 405,000 | 813,000 | 1,225,000 | 1,595,000 |
| Noninterest income | 16,000 | 27,000 | 38,000 | 46,000 |
| Noninterest expense | 315,000 | 587,000 | 883,000 | 1,207,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 243,000 | 370,000 | 424,000 |
| Income tax | 23,000 | 59,000 | 91,000 | 104,000 |
| Net income | 73,000 | 184,000 | 279,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,245,000 | 5,356,000 | 5,451,000 | 5,391,000 |
| Total capital | 5,470,000 | 5,581,000 | 5,676,000 | 5,616,000 |
| Risk-weighted assets | 19,350,000 | 20,875,000 | 19,299,000 | 18,732,000 |